PYS by Gazu Group ("we," "us" or "our") operates the Pay Yourself website and any associated tools or calculators as a platform for general information and education only. The content, data, calculations and opinions provided on this site are not intended to constitute financial, legal or tax advice. They are impersonal and do not consider any individual's personal objectives, financial circumstances or risk tolerance. Our materials are presented for informational purposes and are designed to help users learn about dividend‑focused strategies. In particular, our valuation and income calculators are generic and should not be used as a substitute for independent research.
We are not a broker/dealer or investment adviser. We do not provide personalised recommendations about securities or investment strategies. Nothing on this site constitutes an offer to buy or sell any security or financial product.
The information, analyses and opinions presented on this website are based on sources believed to be reliable, but we do not warrant their accuracy or completeness, and we may hold positions in securities discussed. Views expressed are our own and may change without notice.
We encourage you to conduct your own research or seek advice from a qualified professional before making investment decisions. The Stockopedia example emphasises that users should do their own analysis and consult independent financial advisers.
Investing involves uncertainty. Past performance is not a guide to future results. Any hypothetical or simulated results shown on this site have inherent limitations and do not represent actual trading outcomes. We do not guarantee that any strategy or projection will be profitable.
The value of investments and the income derived from them can fluctuate, and you may not get back the amount you invested. As Schroders' risk warnings note, the value of investments and income can fall as well as rise and you might lose the original amount invested.
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